How to ride out a recession

How to Ride Out a Recession

The natural instincts of most businesses, is to pull in their horns when a recession looms. Just as we consumers are now abandoning the high street and reveling in frugality, so many businesses lean towards cutting costs and hunkering down.

This is a big mistake.

Great companies always outperform their competitors during hard times. They seize the opportunity to grab market share by continuing to invest in their customers, their products and services and keep a long -term focus.

Whilst many companies go to the wall during recessions, history is rich with examples of those that built unassailable gains and rode to greatness in these periods. Some of the world’s most significant inventions and most successful corporations were born during depressions or recessions.  New needs emerge in such times: Health insurance was born out of the US Depression as were stereo recordings, digital computers, Monopoly, sunglasses, ballpoint pens and bubble gum, to name but a few. Messrs Hewlett and Packard got their products rolling from the famous garage in 1939. Despite industry in crisis and companies going under, Fortune magazine, the world’s first and most successful business publication was born at the height of the Great Depression : this was a counter-intuitive and risky venture at the time, but proved an unqualified success.

Continue to invest – your money goes further
During recessions, when everyone else is cutting back on marketing expenditure and research and development efforts, the wisest companies continue to invest in these. They are often able to do so because they managed their businesses prudently during easier times, keeping costs under control and building a valuable war chest. This makes sense, as during a recession money goes further, as suppliers cut costs, and are ready to make deals. For those with available resources, this can be a great time to get acquisitive. Sadly most firms work the other way round, spending freely in good times and then savagely cutting costs when times get tough.

Lavish time and effort on customers
For those companies or small businesses that haven’t built up a war chest, there are still great opportunities. What they lack in funds they can make up in time and effort, by lavishing attention on customers. This means spending time to listen to them and find out how to serve them better; to get them to collaborate in dreaming up new products or solutions; to look for ways to offer them more value, rather than lower prices and to find ways to lock in their loyalty.

Keep on advertising
Advertising and marketing is often the first spending victim of recessionary cost-cutting. It is such an easy budget to slash, but you do so at your peril. Look for ways to use the money more efficiently, to seek out better deals and to try new approaches, but NEVER stop communicating with your target market. If your competitors cut back their spending, rub your hands with glee and see it as a golden opportunity to gain share at their expense. In a normal market, marketing is often a game of ‘tit for tat’ that makes it hard to gain ground and often results in standoff. In recessionary times, you can find yourself on an empty dance floor with the audience’s eyes trained on you alone. Go for it!

Ideas and insights are free!
Whilst money may be tight, creativity comes free, as does spending time understanding your customers’ needs. Time spent now hanging out with customers and consumers, observing them, talking with them and listening to them will yield rich insights about their needs and behaviour that will give a huge edge to your new product and service development efforts and help you hone your advertising messages.

History shows that it is twice as easy to grow share in a recession than in buoyant economic periods. Those firms that succeed in growing market share in this recession are likely to hang on to it, while those that lose it will have a tough and very costly battle to regain ground when things pick up.

Insurance coverage for your dance studio

Insurance Coverage for Your Dance Studio

Dancing is an amazing way to exercise as well as to express oneself. It is one of the few ways to burn calories and have fun at the same time. This is one of the reasons people are getting so excited about learning the art of dance. From reality television to ballet recitals, dance is all around us and doesn’t look like it has any intention of leaving.

As the business owner, you may be wondering if having insurance for your dance studio important. The answer to that question is absolutely yes. It’s the best way to protect yourself from any financial losses which you might incur due to property damages or a liability claim if a dancer happens to get injured. Lawsuits is not everyone’s cup of tea but is a very real possibility. You also need to think about medical bills and repairs to your studio among other things. If your dance studio is uninsured, then this is money that will have to come from somewhere.. Probably your very own pocket. Face it, in today’s world, this could cost you lots of money.

Some of the things to consider when looking for an appropriate insurance coverage are:

— Contents and Equipment

— Building

— Business Interruptions

— Employer Liability

— Public Liability

There are many different choices to make to find a great dance studio insurance. Make sure you select the one that meets all the needs of you and your business.

Consider the following:

— Does the insurance company provide a complete coverage for your studio?

— Do they specialize in dance studios?

— Will they expand your coverage if you plan a special event in your studio?

— What about your staff? Are they covered as well?

— Are they able to recommend ways to make your environment safer as well as help save you money?

If the studio is part of your home, you will still need to get special coverage. Normal homeowners insurance will not cover accidents that occur in your basement if your basement provides you income.

You have established that you need insurance and the coverage that suits you best. The next step is to start shopping. Different companies offer varied options to choose from as well as differences in prices. If you have your homeowners and car insurance with one carrier, give them a call. Several companies offer discounts to multiple policy holders. Make sure you are protecting yourself as well as your pocket.

Dance studio insurance can be compared to dancing shoes. A good one will lead you through a smooth performance.

Huh

Huh?! What Diamonds?!

«Diamonds From Sierra Leone»

KANYE WEST

[Intro]

Diamonds are forever

They won’t leave in the night

I’ve no fear that they might

Desert me

[Chorus]

Diamonds are forever (forever, forever)

Throw your diamonds in the sky if you feel

the vibe

Diamonds are forever (forever, forever,

forever)

The Roc is still alive every time I rhyme.

Forever ever? Forever ever? Ever, ever?

Ever, ever? Ever, ever? Ever, ever?……

Close your eyes and imagine, feel the magic

Vegas on acid,

Seen through Yves St. Laurent glasses

And I’ve realized that I’ve arrived, cuz

It take more than a magazine to kill my

Vibe does

he write his own rhymes, so sort of

I think ’em

That mean I forgot better shit than u ever

thought up

Damn, is he really that caught up?

I ask if you talkin’ bout classics, do my

name get brought up?

I remember I couldn’t afford a Ford Escort

or even a four-track recorder

so its only right that I let the top drop

on a drop-top Porsche

— its for yourself that’s important

If a stripper named Porscha and u get tips

from many men

Then your fat friend her nickname is

Minivan

Excuse me,

That’s just the Henny, man, I smoke, I

drink, I’m supposed to stop I can’t because

[Chorus]

Diamonds are forever (forever, forever)

Throw your diamonds in the sky if you feel

the vibe

Diamonds are forever (forever, forever,

forever)

The Roc is still alive every time I rhyme.

Forever ever? Forever ever? Ever, ever?

Ever, ever? Ever, ever? Ever, ever?……

I was sick about awards

Couldn’t nobody cure me

Only playa that got robbed but kept all his

jewelry

Alicia Keys tried to talk some sense to

them

30 minutes later seems there’s no

convincing them

What more can you ask for?

The international assholes nah

Who complains about what he is owed?

And throw a tantrum like he is 3 years old

You gotta love it though somebody still

speaks from his soul

And wouldn’t change by the change, or the

game, or the fame,

When he came, in the game, he made his own

lane

Now all I need is y’all to pronounce my

name

Its Kanye — But some of my plastic — they

still say Kane

Got family in the D, Kin-folk from Motown

Back in the Chi — them folks ain’t from

Motown

Life movin’ too fast I need to slow down

Girl ain’t give me no ass, ya need to go

down

Diamonds are forever (forever, forever)

My father Ben said I need Jesus

So he took me to church and let the water

wash over my ceaser

Diamonds are forever (forever, forever)

The preacher said we need leaders

Right then my body got still like a

paraplegic

You know who you can call you gotta best

believe it

The Roc stand tall and you would never

believe it

Take your diamonds and throw ’em up like

you bulimic

Yea the beat cold but the flow is anemic

After debris settles and the dust get swept

off

Big K pick up where young Hov left off

Right when magazines wrote Kanye West off

I dropped my new shit sound like the best

of

A&R’s lookin’ like «pssh we messed up»

Grammy night, damn right, we got dressed up

Bottle after bottle till we got messed up

In the studio, where really though, yea he

next up

People askin’ me if I’m gon’ give my chain

back

That’ll be the same day I give the game

back

You know the next question dog «Yo, where

Dame at?»

This track the Indian dance to bring our

reign back

«What’s up with you and Jay, man, are y’all

ok man?»

They pray for the death of our dynasty like

Amen

R-r-r-right here stands a-man

With the power to make a diamond with his

bare hands…

Diamonds are forever (forever, forever)

Throw your diamonds in the sky if you feel

the vibe

Diamonds are forever (forever, forever,

forever)

The Roc is still alive every time I rhyme.

Forever ever? Forever ever? Ever, ever?

Ever, ever? Ever, ever? Ever, ever?……

Diamonds are forever (forever, forever)

Diamonds are forever (forever, forever,

forever)

Familiar with this song?! Well this had been very controversial. Specially with how Kanye interpreted it through his video. Some said Kanye West had mislead people through it. While other says that what the song would only like to depict is Kanye’s career.

This is by Shirley Bassey originally in the year 1971. Its original title is «Diamonds are Forever.» Actually it was a movie by then —spy film. This was the 7th film in the James Bond series.

Well you just can’t really please everybody. With how many people are, expect the same count of different opinions.

The only thing here is that everyone should learn to respect others point of view. Accept that other just don’t see things how one interprets it