If you are not sure what a mailing list company is, we can help you

Brokers of any sort are people who deal in the buying and selling of things without ever owning the product they are moving. They work as a go between for two parties and a broker can deal in just about anything that can be bought and sold. Email list brokers buy and sell lists of email addresses and when you are looking for a way to market your company, you can use a mailing list company like email list brokers to help you find potential clientele. This type of mailing list company can help you legally obtain a list of names that you can then use to tell people about the products and services you offer.

A mailing list company is contracted to find you viable mailing addresses – and even email addresses – of potential customers who want to hear from you. These email list brokers compile their lists from surveys, opt-in message boards, and other legal means of email address collection. Say you sell cosmetics and you are trying to boost your sales. You could purchase a list from a mailing list company that contains the names and addresses of men and women who have signed up to receive information on cosmetics. The names email list brokers provide you are not culled from websites illegally or gained through cold calling. And it is important that you as the customer of a mailing list company know what sources they used to compile their lists for you.

Once you find a mailing list company that you feel comfortable with you will need to provide them with your criteria for the ideal customer. This demographic information – and the more complete the better – is then used to match you and your product up with the customers they found. So, if you sell cosmetics and in the past your customers have been between the ages of 18 and 35 purchasing makeup only and none of the other items you offer, you can give this information to the email list brokers and in return they will provide you with a list of people in the age range you are looking for who purchased makeup in the past. There may be some people on that list that fit your demographic buy have also purchased other items in the past. Does this mean they are not viable customers? No. It simply means that they could be potential new customers for you.

You want to use email list brokers who have an impeccable track record of helping their clients. The better they know their job, the more targeted your marketing campaign is going to be and the more clients you are going to interest with your sales pitch. You want to use a mailing list company that tweaks their lists on a regular basis, who makes sure addresses are correct and current, and who remove old information that is doing nothing more than cluttering up the database they use. You should find email list brokers who have helped customers with a similar business as yours and you should always use a broker that will stand behind the list they provide you with in case the information is not viable and your marketing campaign turns out to be a bust.

Houston real estate | what to expect from the houston market

Houston Real Estate | What to Expect from the Houston Market

Houston real estate has long been a barometer for the rest of Texas. But now, in the recession, the city is behaving out of character. One day things might look promising; the next, not so good. With the rest of the state looking for guidance, it is easy to see how many realtors are concerned. But the truth is the market is trying to work itself out. It is vulnerable to the economy. It is aggressive in its method. And it will not go away. Gently. So, the big question is when and how the market will recover, not if it will recover. Houston-area home sales fell for the 20th straight month in April as the local housing market continues to slog through the recession and financial crisis. Single-family home sales last month fell 22.5 percent compared to the previous April, according to data from the Houston Association of Realtors. Prices, though, were down less than 1 percent, a positive sign after six months of more significant drops. The median price for a single-family home was $149,050 in April, compared to $150,000 a year ago. The median is the point at which half the homes sold for more and half sold for less. ?€?The housing industry recovery will be a gradual process, but Houston continues to demonstrate the strength of its home values compared to other communities around the country, where pricing ballooned and then bottomed out,?€? Vicki Fullerton, the association?€™s chair and broker of record at RE/MAX of The Woodlands & Spring, said in a news release. Homes sold out of foreclosure made up nearly a quarter of all the single-family homes sold in April. But that figure has been tapering since January when foreclosures made up 34 percent of sales. With historically low interest rates and a federal $8,000 tax credit, real estate agents are reporting more activity among first-time home buyers. Realtors sold 4,200 single-family homes in April through the Multiple Listing Service. Most of the sales were of existing homes. Preliminary figures for May signal another decline, with a 25.3 percent drop in pending sales at the end of April. Those are listings expected to close within the next 30 days. The number of properties for sale also fell in April to 45,269. Rental demand picked up again last month with leases of single-family homes up 8 percent on a year-over-year basis. Townhouse and condominium leases were up 12.2 percent. So there you have it, Houston is a city on the brink. It could go either way. But for savvy investors, with the right capital, credit and security, plenty of lucrative investments are available.

Investing in silver — is this profitable investment field right for you

Investing In Silver — Is This Profitable Investment Field Right For You?

Is investing in silver a profitable endeavor? Metals have been the attraction since ancient of times to this day. Investing in gold, silver, copper, zinc and oil is considered as good investment now.

There are also indexes that reports and records or silver and gold price movements. Investing in silver is a bright idea, as the silver index looks promising. In the month of May, 2007 silver has hit a high of $15.17 per ounce and since it is under $20 it is still at the reach of an ordinary investor.

You can try your luck on silver through Hecla Mining (NYSE: HL), Pan American Silver (NASDAQ: PAAS), Silver Standard Resources (NASDAQ: SSRI) and iShares Silver Trust (AMEX: SLV). The demand of silver is increasing in countries around and that is the major reason why investing in silver remains a gaining ground.

Gold and silver almost move in the same way on an index. Therefore, when gold prices do well in the stock exchange it heavily affects silver prices and silver rise up too.

The Silver boom is likely to occur, and contributing to this factor is demand of silver articles in USA, China, India, Russia and other parts of Europe. Silver jewelry is highly in demands it looks chic, is affordable and has a resale value. Silver consumption is increasing day by day. Industries silver demand is increasing every year.

Silver is a good conductor of electricity and that makes it popular as well. It is also thought that silver stock is low this year and when the demand supply ratio stretches silver rates will automatically soar.

Investing in silver is coming up as a powerful business with lots of money to play around with. It wouldn’t be inaccurate to say that investing in silver will bring you the gold mine. One can invest in Silver coins or silver bullions but take into account the high premium associated with it. Your broker can be the guide to your investing in silver.

The bottom line is this: in order to really profit from investing in silver, you need to focus all your efforts on this endeavor. Don’t become a jack of all trades but master of none. Follow these important tips and you’ll make a good profit with your silver investing exploits.

How to buy a no money down property

How To Buy a No Money Down Property

Believe it or not, it is absolutely possible to purchase property without putting paying a down payment. Here is how to buy a no money down property

1. Buy short sale or foreclosed upon property. The sellers are usually so anxious to be rid of the property that the mortgage lender will waive the need to pay a down payment.

2. Take over an existing mortgage. Taking over someone’s mortgage is different and, often, easier than applying for your own mortgage and rarely involves paying a down payment.

3. Ask your mortgage lender to absorb the down payment percentage into the overall cost of the mortgage loan. This allows you to purchase a no money down property, though you will usually face a higher monthly payment and a longer repayment period.

4. Ask your bank or mortgage lender if they have a «no money down» program that you can take part in. Some banks offer these programs to help people with smaller incomes get into their own homes without having to make a down payment.

5. Ask your real estate broker if he or she knows of any no money down properties. Some sellers are not picky about getting down payments and will sell their houses and offices as no money down property to speed up the sale process.

6. Offer to pay Private Mortgage Insurance instead of putting down a down payment. Some banks will allow buyers to wave the cost of Private Mortgage Insurance if the down payment is large enough. Offer to pay a higher private mortgage insurance rate if the down payment can be waved.

Putting down a down payment toward a piece of property is no longer a requirement. It is possible to by no money down property simply by getting your down payment waived.

Invest without losing

Invest Without Losing

Heard of eBay? Who hasn’t? Anyone who has even a minimal amount of internet searching under his or her belt has heard of what is becoming iconic in our world. We have turned the site into a verb even. Mothers claim to be eBay-ing their daughters’ prom dresses. Men talk about eBay-ing in the evening, buying and selling at will. However, to the inexperienced person, eBay seems daunting and scary. Surfing it brings pleasure, but the fear of selling can paralyze the average e-Bay surfer. Thanks to some smart businessmen, those who wish to take advantage of the business investment opportunity available through online auctions no longer have to know how to sell. They just need an e-mail address.

Online brokers are quickly becoming a great way to sell items. The typical broker will take care of everything from listing an item to finalizing the purchase. Those looking for the business investment opportunity of online auctioning just needs to contact the broker and give him the necessary information about the product.

The typical broker will cost a seller some money in fees, but those with great reputations also have the potential to acquire a higher price for an item than a regular, unknown Joe would online. Typically a broker will have requirements. For example, many require a minimum value on the sale item. They will not sell items worth only a couple of dollars. Additionally, they will require a maximum day limit so the auction has a definite ending.

Broker fees will vary depending on both the broker and the sale price of the item. Many times, the higher an item sells for, the less percentage a broker will take. The broker should present a fee schedule so the seller can see how much the broker will take off the top. For example, if an item brings a lower amount of money, the broker will take as much as 35 percent of the profit. If it brings a larger amount of money, he will take as little as 5 percent of the profit. The broker should present a fee schedule to the seller when the seller contacts him initially. If he does not, then the seller should ask for one specifically.

The world of online brokers has revolutionized the online auction world. It has given the average Joe a great business investment opportunity, because just about anyone can market his or her product to the world, literally. Reputable brokers will maintain a high rating and reputation in the auction world, and thus the average Joe does not have to worry about doing so himself. He can just let his broker work for him while he seeks out some great products. He can spend time doing what he enjoys most: finding those quality products and taking advantage of great business investment opportunities.